With a Mastercard debit card®Visa Debit gives you 24/7 access to credit on your checking account. The money is directly deducted from your checking account, which will allow you to keep an overview of what you are spending. Once you`ve received your digital card, add it directly from the mobile app to your digital wallet with a few finger tips. A digital wallet stores information about your physical debit card to allow you to make purchases from participating resellers. Some digital wallets use virtual cards. Log in to online banking to dispute an ATM or debit transaction 1/ In the case of domestic transfers, the money is debited from your Bank of America account on the business day you direct us to begin processing the transfer and is usually credited on the same business day, the next business day, or the third business day after the transfer begins, depending on your choice. This Agreement exists between any eligible account holder, an authorized account applicant, or an authorized representative who has been or is authorized to access online on behalf of another person (“you” or “your”) and Bank of America, N.A. (Bank of America). This Agreement governs the use of online or mobile banking services provided by Bank of America and accessible through bankofamerica.com with a PC or mobile device, including a smartphone, tablet or other authorized portable or portable communication device (the “Services”).
Except as otherwise provided in this Agreement or in your applicable account agreements and fee schedule, there is no service fee for access to your accounts related to the Service. You can send money to another user at your initiative or in response to that user`s request for money. You understand that your use of this service is subject at all times to (i) this agreement and (ii) your express permission at the time of the transaction, that we or any other network bank make a debit from your bank account. You understand that by sending the payment, you have no way to stop it. You can only cancel a payment if the person you sent the money to hasn`t signed up for the service yet. If the person you sent money to has already registered for the cell, either in the cell mobile app or with a network bank, the money is transferred directly to their bank account (unless otherwise stated below) and cannot be cancelled or revoked. There is no charge if we replace an expired debit card, but there is a fee for every debit card replacement you request. A fee is also charged if you request delivery of a debit card or other debit access device. Further information can be found in the personal fee schedule.
As part of online banking registration, you have agreed to the disclosure of online electronic banking communications (“eCommunication Disclosure”) which allows us to provide you with bank account communications electronically. In accordance with this consent, we transmit these messages electronically by posting the communication either in your secure online banking POST Box, or on our website, to your email address or by other electronic means. . . .